Mortgage Downpayment Loan Repaid
We had to borrow quite a bit of money for our downpayment (it was more than we expected), as our house-buying situation was so unique, and there were a number of other unexpected costs (ex. $3000 for a building permit!) So, now we own our front porch (and possibly the front yard)- free and clear!
iPod Touch
I've wanted to own one of these for a long time, so we decided that each of us could have one cool thing, just for themselves. This was my choice. (I forgot it at work today, and it is the first day that I bought it a few weeks ago that I don't have it in my pocket. Feels weird.) Plus, I'm a huge fan of gadgets, but I've never been able ot own a current one. For at least a few months, I did...
Garage Sales:
We had to borrow quite a bit of money for our downpayment (it was more than we expected), as our house-buying situation was so unique, and there were a number of other unexpected costs (ex. $3000 for a building permit!) So, now we own our front porch (and possibly the front yard)- free and clear!iPod Touch
I've wanted to own one of these for a long time, so we decided that each of us could have one cool thing, just for themselves. This was my choice. (I forgot it at work today, and it is the first day that I bought it a few weeks ago that I don't have it in my pocket. Feels weird.) Plus, I'm a huge fan of gadgets, but I've never been able ot own a current one. For at least a few months, I did...Garage Sales:
This is Sarah's 'purchase.' She couldn't think of one specific thing she wanted, so she decided that her one thing is being able to garage sale and shop without guilt. She usually gets amazing stuff anyways, but now she doesn't have to worry about the budget.CPP:
Canada Pension Plan. This one kinda sucks, as I was reassessed last year, and the category my accountant thought I was in, I wasn't. So I had to pay for last year and this year, and it was almost as much as our downpayment. Not a fun thing, but it's hard to argue with the government, and now it's gone, and we don't have to worry about it. At least I'll have something to look forward to in 30 years... :-)We've also put away our two months emergency fund, and we hope to get a dishwasher and replace our (defunct) furnace. It is so nice to be able to do these things, and breathe easier, knowing that there's a cushion there. Thanks Mom and Dad. This was a wonderful thing that you did for us all.
2 comments:
I'm so glad that you were able to use the money to do those things-things that might not have been exciting, but take a load off your mind!
Hey - I think we own our front porch AND our back porch!!! Maybe even part of our driveway!:) I like the i-pod, and I like Sarah's choice too! The dishwasher will be enjoyed by all...lots of fun!
M
Post a Comment